Do not loose hope and positivism. Each day must begin at a positive note. No worries, no tensions. What do you worry for? To live? Breath is the only thing needed to live & continue to live. Worry when your breathing is not correct. Worrying about work, home, other daily obligations is something that you have to experience in this physical human form.
Take a deep breath in & connect to your divine self. If you’ve chosen to be reincarnated, it is to transcend all sorts of fear in the physical form. So the next time you start to worry abut insurance, work, kids etc, take a deep breath in & remember that you are here to transcend your current difficult situation. Also, remember in the end everything will be beautiful as it was meant to be.
Love & peace